
Apr 28, 2026
|4 mins read
7 Smart Credit Card Habits to Improve Your CIBIL Score Faster
Boost your CIBIL score fast with 7 smart credit card habits from BOBCARD. Learn expert tips to improve your credit score and unlock better loan & card offers.
BusinessIf you possess a keen desire to reimagine the world with your entrepreneurial spirit, get the commercial range of BOBCARD as your business companion. These cards are designed to suit your lifestyle that calls for efficiency and practicality, while ensuring support in meeting your everyday needs to reimagine your growth.
Do business with ease & efficiency
Made exclusively for Corporates, Partnership Firms & Start-Ups to facilitate credit for a hassle-free and cashless business operations.
Stable financial aid along with support in day-to-day business operations, topped with other rewards.

Empower your business aspirations
Made for proprietors and self-employed segments, Empower is your smart solution to manage all business expenses efficiently.
Get business empowerment at your disposal with cashless convenience & interest-free credit.

New & TrendingIf you are the type to 'live in the moment' and want to celebrate your every indulgence in it, this is the place for you! Here, every experience of your journey is reimagined to offer you the best.
We took the art of living it large, and put it in a credit card.
Designed for high-performers in life to offer lifestyle & travel privileges with smart savings valued upto ₹81000*.
Be it a lifestyle upgrade, a new adventure, or a change of professional pace, the card gives you the power to step up.

Presenting the BOBCARD Etihad Guest Premium Credit Card - Designed for global citizens who see travel as a lifestyle, not an occasion.
For frequent flyers, business travellers, and achievers who believe every journey - from a morning coffee to a midnight flight should earn them more than just memories.
From accelerated miles and elite tier upgrades to luxurious lounges, every BOBCARD Etihad Guest Premium benefit is designed to make you feel at home, even 30,000 feet above it.

Presenting BOBCARD TIARA - use your woman card with pride
TIARA is the premium category Women’s Credit Card for modern-day queens!
Use your Woman Card with pride - TIARA is here to empower and celebrate your journey. Let it be a constant reminder of your strength and resilience!

Presenting the BOBCARD Cashback Credit Card – where every swipe, tap, or click gives you instant value back.
The perfect card for smart shoppers and everyday winners who want real money back on every swipe, tap, or scan.
Cashback on everything you do - shopping, dining, bills, travel. Plus easy monthly credit & partner offers to make life more rewarding.

ExperienceIf moving up is an absolute must and there's always more to aspire to, these are the cards that will help you reimagine & live to celebrate every moment! Find your ideal experiences and a lifestyle that sets you apart from the crowd.
We took the art of living it large, and put it in a credit card.
Designed for high-performers in life to offer lifestyle & travel privileges with smart savings valued upto ₹81000*.
Be it a lifestyle upgrade, a new adventure, or a change of professional pace, the card gives you the power to step up.

Presenting the BOBCARD Etihad Guest Premium Credit Card - Designed for global citizens who see travel as a lifestyle, not an occasion.
For frequent flyers, business travellers, and achievers who believe every journey - from a morning coffee to a midnight flight should earn them more than just memories.
From accelerated miles and elite tier upgrades to luxurious lounges, every BOBCARD Etihad Guest Premium benefit is designed to make you feel at home, even 30,000 feet above it.

Presenting the BOBCARD Etihad Guest Credit Card - Designed for global citizens who see travel as a lifestyle, not an occasion.
For frequent flyers, business travellers, and achievers who believe every journey - from a morning coffee to a midnight flight should earn them more than just memories.
From accelerated miles and elite tier upgrades to luxurious lounges, every BOBCARD Etihad Guest benefit is designed to make you feel at home, even 30,000 feet above it.

There’s always more to explore with your new worthy travel companion.
Created for the enthusiastic explorers and wandering souls, it is your premium travel partner.
As a worthy travel companion, this card is designed to complement your adventurous lifestyle & add joy to your journeys.



The credit card that takes you places
For every kind of traveler. Every swipe brings you closer to your next trip.
20% rewards on travel bookings made on the Scapia app. This is in the form of Scapia coins, your new travel currency. Use your coins to book flights, stays, trains, buses or to apply for travel visa on the Scapia App.

A credit card that rewards you in 24k Gold. With every transaction.
Tired of rewards that expire or don’t amount to much? Gold X changes this. Now you can earn rewards that can grow and appreciate in value with time - real 24k Gold.
Earn Golden rewards when you use GoldX. This is in the form of Uni Coins. You can convert them to 24K Digital Gold or vouchers for your favourite merchants at the Uni Store. Gold price at the time of conversion is applicable.

India’s best metal credit card. Built with full-stack tech. Backed by the principles of simplicity, transparency, and giving back control to the user.
For those who prefer ease, functionality and design and want everything to be at their fingertips.
A state-of-the-art metal-crafted credit card with a dedicated feature-loaded and intuitive OneCard app that lets you control every aspect of the credit card.

The Graceful For the woman who embodies every role with elegance and strength, reimagining her journey with passion and purpose. Whether you're nurturing dreams, exploring new horizons, or indulging in life’s little luxuries, BOBCARD Women’s Credit Card and other carefully curated options celebrate your individuality. With exclusive rewards and thoughtful benefits, these cards empower you to live life on your own terms—gracefully, graciously, and confidently.
Presenting BOBCARD TIARA - use your woman card with pride
TIARA is the premium category Women’s Credit Card for modern-day queens!
Use your Woman Card with pride - TIARA is here to empower and celebrate your journey. Let it be a constant reminder of your strength and resilience!

Enhance your lifestyle with accelerated reward points on your regular spends.
If you're in constant search for the best bet with your online shopping experience, select this card.
Multiply the thrills and convenience of online shopping with exciting offers and great value for money


ValueIf you live for an absolute 'value-for-money experience' and your personal and household essentials are a priority, these are the BOBCARDs you need. Enjoy cashbacks, reward points, and the best deals to totally reimagine your every day!
Presenting the BOBCARD Cashback Credit Card – where every swipe, tap, or click gives you instant value back.
The perfect card for smart shoppers and everyday winners who want real money back on every swipe, tap, or scan.
Cashback on everything you do - shopping, dining, bills, travel. Plus easy monthly credit & partner offers to make life more rewarding.


Enhance your lifestyle with accelerated reward points on your regular spends.
If you're in constant search for the best bet with your online shopping experience, select this card.
Multiply the thrills and convenience of online shopping with exciting offers and great value for money






Pave the way to more savings with almost zero documentation.
Created for those who want a beneficial and secure means of spending, without any documentation
Secure access to credit against your bank FD, with almost zero documentation. The card makes you cherish your banking relationship

PrivilegedLooking for a card matching the calibre of your professional excellence? Then, we've a perfect BOBCARD that will reimagine your every experience, designed to suit the limited few just like you.

A one-of-a-kind credit card designed specially for ICSI members, and loaded with exciting features & benefits.
Expertly designed for the limited few known as ICSI professionals.
Revel in a world of exciting privileges and delightful savings reimagined for special few like you.






First ever Credit Card designed to serve the oldest branch of the Indian Army - Assam Rifles
Exclusively for the Sentinels of Assam Rifles
A best-in-class credit card designed to honour you with special privileges, savings, rewards, complimentary insurance & much more

BusinessIf you possess a keen desire to reimagine the world with your entrepreneurial spirit, get the commercial range of BOBCARD as your business companion. These cards are designed to suit your lifestyle that calls for efficiency and practicality, while ensuring support in meeting your everyday needs to reimagine your growth.
Do business with ease & efficiency
Made exclusively for Corporates, Partnership Firms & Start-Ups to facilitate credit for a hassle-free and cashless business operations.
Stable financial aid along with support in day-to-day business operations, topped with other rewards.

Empower your business aspirations
Made for proprietors and self-employed segments, Empower is your smart solution to manage all business expenses efficiently.
Get business empowerment at your disposal with cashless convenience & interest-free credit.

New & TrendingIf you are the type to 'live in the moment' and want to celebrate your every indulgence in it, this is the place for you! Here, every experience of your journey is reimagined to offer you the best.
We took the art of living it large, and put it in a credit card.
Designed for high-performers in life to offer lifestyle & travel privileges with smart savings valued upto ₹81000*.
Be it a lifestyle upgrade, a new adventure, or a change of professional pace, the card gives you the power to step up.

Presenting the BOBCARD Etihad Guest Premium Credit Card - Designed for global citizens who see travel as a lifestyle, not an occasion.
For frequent flyers, business travellers, and achievers who believe every journey - from a morning coffee to a midnight flight should earn them more than just memories.
From accelerated miles and elite tier upgrades to luxurious lounges, every BOBCARD Etihad Guest Premium benefit is designed to make you feel at home, even 30,000 feet above it.

Presenting BOBCARD TIARA - use your woman card with pride
TIARA is the premium category Women’s Credit Card for modern-day queens!
Use your Woman Card with pride - TIARA is here to empower and celebrate your journey. Let it be a constant reminder of your strength and resilience!

Presenting the BOBCARD Cashback Credit Card – where every swipe, tap, or click gives you instant value back.
The perfect card for smart shoppers and everyday winners who want real money back on every swipe, tap, or scan.
Cashback on everything you do - shopping, dining, bills, travel. Plus easy monthly credit & partner offers to make life more rewarding.

ExperienceIf moving up is an absolute must and there's always more to aspire to, these are the cards that will help you reimagine & live to celebrate every moment! Find your ideal experiences and a lifestyle that sets you apart from the crowd.
We took the art of living it large, and put it in a credit card.
Designed for high-performers in life to offer lifestyle & travel privileges with smart savings valued upto ₹81000*.
Be it a lifestyle upgrade, a new adventure, or a change of professional pace, the card gives you the power to step up.

Presenting the BOBCARD Etihad Guest Premium Credit Card - Designed for global citizens who see travel as a lifestyle, not an occasion.
For frequent flyers, business travellers, and achievers who believe every journey - from a morning coffee to a midnight flight should earn them more than just memories.
From accelerated miles and elite tier upgrades to luxurious lounges, every BOBCARD Etihad Guest Premium benefit is designed to make you feel at home, even 30,000 feet above it.

Presenting the BOBCARD Etihad Guest Credit Card - Designed for global citizens who see travel as a lifestyle, not an occasion.
For frequent flyers, business travellers, and achievers who believe every journey - from a morning coffee to a midnight flight should earn them more than just memories.
From accelerated miles and elite tier upgrades to luxurious lounges, every BOBCARD Etihad Guest benefit is designed to make you feel at home, even 30,000 feet above it.

There’s always more to explore with your new worthy travel companion.
Created for the enthusiastic explorers and wandering souls, it is your premium travel partner.
As a worthy travel companion, this card is designed to complement your adventurous lifestyle & add joy to your journeys.



The credit card that takes you places
For every kind of traveler. Every swipe brings you closer to your next trip.
20% rewards on travel bookings made on the Scapia app. This is in the form of Scapia coins, your new travel currency. Use your coins to book flights, stays, trains, buses or to apply for travel visa on the Scapia App.

A credit card that rewards you in 24k Gold. With every transaction.
Tired of rewards that expire or don’t amount to much? Gold X changes this. Now you can earn rewards that can grow and appreciate in value with time - real 24k Gold.
Earn Golden rewards when you use GoldX. This is in the form of Uni Coins. You can convert them to 24K Digital Gold or vouchers for your favourite merchants at the Uni Store. Gold price at the time of conversion is applicable.

India’s best metal credit card. Built with full-stack tech. Backed by the principles of simplicity, transparency, and giving back control to the user.
For those who prefer ease, functionality and design and want everything to be at their fingertips.
A state-of-the-art metal-crafted credit card with a dedicated feature-loaded and intuitive OneCard app that lets you control every aspect of the credit card.

The Graceful For the woman who embodies every role with elegance and strength, reimagining her journey with passion and purpose. Whether you're nurturing dreams, exploring new horizons, or indulging in life’s little luxuries, BOBCARD Women’s Credit Card and other carefully curated options celebrate your individuality. With exclusive rewards and thoughtful benefits, these cards empower you to live life on your own terms—gracefully, graciously, and confidently.
Presenting BOBCARD TIARA - use your woman card with pride
TIARA is the premium category Women’s Credit Card for modern-day queens!
Use your Woman Card with pride - TIARA is here to empower and celebrate your journey. Let it be a constant reminder of your strength and resilience!

Enhance your lifestyle with accelerated reward points on your regular spends.
If you're in constant search for the best bet with your online shopping experience, select this card.
Multiply the thrills and convenience of online shopping with exciting offers and great value for money


ValueIf you live for an absolute 'value-for-money experience' and your personal and household essentials are a priority, these are the BOBCARDs you need. Enjoy cashbacks, reward points, and the best deals to totally reimagine your every day!
Presenting the BOBCARD Cashback Credit Card – where every swipe, tap, or click gives you instant value back.
The perfect card for smart shoppers and everyday winners who want real money back on every swipe, tap, or scan.
Cashback on everything you do - shopping, dining, bills, travel. Plus easy monthly credit & partner offers to make life more rewarding.


Enhance your lifestyle with accelerated reward points on your regular spends.
If you're in constant search for the best bet with your online shopping experience, select this card.
Multiply the thrills and convenience of online shopping with exciting offers and great value for money






Pave the way to more savings with almost zero documentation.
Created for those who want a beneficial and secure means of spending, without any documentation
Secure access to credit against your bank FD, with almost zero documentation. The card makes you cherish your banking relationship

PrivilegedLooking for a card matching the calibre of your professional excellence? Then, we've a perfect BOBCARD that will reimagine your every experience, designed to suit the limited few just like you.

A one-of-a-kind credit card designed specially for ICSI members, and loaded with exciting features & benefits.
Expertly designed for the limited few known as ICSI professionals.
Revel in a world of exciting privileges and delightful savings reimagined for special few like you.






First ever Credit Card designed to serve the oldest branch of the Indian Army - Assam Rifles
Exclusively for the Sentinels of Assam Rifles
A best-in-class credit card designed to honour you with special privileges, savings, rewards, complimentary insurance & much more

BusinessIf you possess a keen desire to reimagine the world with your entrepreneurial spirit, get the commercial range of BOBCARD as your business companion. These cards are designed to suit your lifestyle that calls for efficiency and practicality, while ensuring support in meeting your everyday needs to reimagine your growth.
Do business with ease & efficiency
Made exclusively for Corporates, Partnership Firms & Start-Ups to facilitate credit for a hassle-free and cashless business operations.
Stable financial aid along with support in day-to-day business operations, topped with other rewards.

Empower your business aspirations
Made for proprietors and self-employed segments, Empower is your smart solution to manage all business expenses efficiently.
Get business empowerment at your disposal with cashless convenience & interest-free credit.

Explore, compare and understand just what you will receive from each of our cards, and select one that suits you best.
Whether it’s work, play or every day, we have you covered with exclusive and carefully crafted credit card experiences.


You can block your card by:
The interest free grace period could range from 20 to 50 days, depending upon date of transactions, provided there are no previous outstanding on the card. Example: This means that a customer who has a billing date of 1st of the month can spend on his Card from 1st April to 30th April, his bill will be generated on 1st May and his Payment Due Date will be 20th May. Hence a purchase made on 14th April will have interest free grace period of 37 days, while a purchase made on 20th April will have interest free grace period of 31 days. However, this is not applicable if the Previous month’s balance has not been cleared in full or if the Card member has availed of cash from ATM.
You may check your card limit / available card limit through:
Apr 28, 2026
|4 mins read
Boost your CIBIL score fast with 7 smart credit card habits from BOBCARD. Learn expert tips to improve your credit score and unlock better loan & card offers.
Apr 28, 2026
|4 mins read
Use your BOBCARD credit card for electricity, mobile, and utility bill payments to earn reward points and cashback. Build smarter financial habits and save more on everyday expenses.
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Make UPI payment through credit card using your RuPay BOBCARD — interest-free credit, rewards & flexible repayments without touching your bank balance. Link now!
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Use your BOBCARD RuPay credit card on UPI to pay via QR codes, earn rewards, convert to EMI & keep your bank balance untouched. Link your card in minutes. Apply now!
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|4 mins read
Planning to get your first credit card? Learn how it works, billing cycle, fees, LTF vs paid cards & tips to avoid interest and build a strong credit score smartly. Read More!
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|4 mins read
Discover how credit cards can help you save on movie tickets with BOGO offers, discounts & lifestyle perks. Explore BOBCARD ETERNA and TIARA cards for smarter entertainment savings.
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|4 mins read
Discover BOBCARD TIARA women’s credit card with rewards on everyday spends, lounge access, shopping discounts & travel perks. Read more to explore first-year free offer and exclusive benefits.
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|5 mins read
Enjoy exclusive festive deals with JioUtsav on JioMart. Use BOBCARD Credit Card for instant discounts, EMI benefits & huge festive savings.
Jul 25, 2025
|5 mins read
Facing BOBCARD credit card issues? Learn how to easily activate or unblock your card and stay aware of the key reasons it might get blocked.


