BOBCARD ETERNA: Credit Card for Premium Lifestyle & Travel Privileges
Discover how it fits your lifestyle
Dining Experiences
Earn 5X Rewards* i.e 15 Reward Points per ₹100 when you spend on dining.
Travel Benefits
Witness enhanced travel experiences with Unlimited Complimentary Access to Domestic Airport lounges^^. Click Here to check the airport lounge list and Click here for eligibility criteria.
Save more with a Reduced Forex mark-up of 2% on International Spends.
Earn 5X Rewards* i.e 15 Reward Points per ₹100 on your Travel and International spends.
Fitness & Frolic
Get a fit welcome gift and keep your health in check with a complimentary 6-months FITPASS Pro Membership worth ₹15,000^. Know more.
Experience the Privileged Life
Tee off at prominent golf courses of India in style: Eterna Mastercard holders - Click here for details.
Eterna Visa Cardholders - Click here for details.
Eterna RuPay Cardholders - Click here for details.
Designed for high-performers in life to offer lifestyle & travel privileges with smart savings valued upto ₹81000*.
Be it a lifestyle upgrade, a new adventure, or a change of professional pace, ETERNA gives you the power to step up and seize the day.
Apply NowJust ₹2499 in Joining & Annual Fees. Enjoy joining & annual fee reversal on milestone spends.
Additional Benefits with ETERNA
Milestone Rewards
Earn 10,000 bonus reward points on spending ₹50,000 within the first 60 days & 20,000 bonus reward points on spending ₹5,00,000 in a year. Know more
Fee Waiver
Spend ₹25,000 in the first 60 days and get your joining fee reversed***.
Spend ₹2,50,000 in every card anniversary year and get your annual fee reversed***.
Fuel Surcharge Waiver
1% fuel surcharge waiver** at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
Note: No Reward Points are earned on fuel transactions.
Core Reward Points
3 Reward Points for every ₹100 spent on other categories*.
*Please note that 5X Rewards are capped at 5,000 Reward Points on the mentioned categories per statement cycle. Further spends in...
*Please note that 5X Rewards are capped at 5,000 Reward Points on the mentioned categories per statement cycle. Further spends in that statement cycle on these categories will earn Reward Points at the regular earn rate. Reward program is not applicable on select MCCs and fuel. Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions.
**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.
***First year fee reversal will reflect in the 4th bill statement from the card issuance month, provided no dues. First year fee reversal and annual fee reversal is applicable only to non-delinquent credit cardholders.
^Benefit Expiry Date: 60 days from the Card Issuance date. Benefits are applicable on the Primary Card only.
^^Effective 1st Jan, 2025, Complimentary lounge access will subject to minimum spends of Rs 40,000 in the preceding calendar quarter. Visit bobcard.co.in/most-important-terms-and-condition to know Important Terms and Condition.
Application Guidelines
Understand just what you need, before you begin our easy and simple 3-step application process.
1
Eligibility Criteria
• Indian Resident
• Salaried/Self-employed with an income > ₹12 Lakhs p.a.
• Age: 21 to 65 years (Primary Cardholder). Above 18 years...
2
Mandatory Proof
• Recent Passport size photograph (with clear / white background & without dark / tinted glass)
• PAN Card
3
Permanent Address Proof
• Aadhaar Card (both side)
• Voter ID Card issued by election commission of India
• Passport
• Driving Licence
• Job Card issued by...
4
Income Proof
• Salaried: Bank Statement reflecting salary credit for last 2 months. Salary Slips, if submitted, to be accompanied with bank statement...
The good life awaits!
Reviewed as one of the best premium category credit cards, ETERNA gives you an exclusive lifestyle of impeccable taste with annual smart savings of up to ₹81000*. Apply digitally in just 3 simple steps! Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC
Apply NowReviewed as one of the best premium category credit cards, ETERNA gives you an exclusive lifestyle of impeccable taste with annual smart savings of up to ₹81000*. Apply digitally in just 3 simple steps! Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC
Apply NowHave queries? Read FAQs
What are the features and benefits of the ETERNA credit card by BOBCARD?
BOBCARD ETERNA offers a range of premium lifestyle benefits, including accelerated rewards on travel, dining, online, and international spends. ETERNA customers enjoy access to unlimited airport lounges*, a welcome perk valued at ₹15,000, buy-one-get-one (BOGO) movie tickets, and various partner discounts, all designed to elevate your lifestyle. And, with reduced 2% Forex mark-up, ETERNA is your best travel Credit Card.
How can I apply for the ETERNA Credit Card by BOBCARD?
You can easily apply for the BOBCARD ETERNA online by visiting the BOBCARD website. Fill out the application form, complete the e-sign process, and verify your identity with Video-KYC. Alternatively, you can reach out to customer support or visit any Bank of Baroda branch to initiate the application process.
What makes the BOBCARD’s ETERNA Credit Card one of the best lifestyle credit cards?
BOBCARD ETERNA stands out for its exclusive benefits, including accelerated reward points on every transaction, complimentary airport lounge access, FITPASS membership as a welcome perk, and a monthly BOGO movie ticket. It’s a preferred choice for those who appreciate premium experiences, offering smart savings of upto ₹81k per year and the chance to indulge in luxury without limits.