*Reward Points of 10 RP per ₹100 are capped at a maximum of 2000 Reward Points per statement.
**Reward Points earned will be auto-credited as a cashback to the next month’s statement. Only applicable where Joining Fee is paid. Reward program is not applicable on select MCCs and Fuel.

Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions. 

The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction. Eligible fuel transaction amount to qualify for 1% surcharge waiver is inclusive of the GST & surcharge levied by the acquiring bank after the transaction.
UPI transactions are eligible only for core Reward Points. UPI transactions do not qualify for activation benefit.

Disclosure – Revenue Sharing between BOBCARD and cobrand partners.
The arrangements between BOBCARD and cobrand partners may involve sharing of revenue between BOBCARD and the respective cobrand partner, for the cobranded credit cards issued as per the arrangement. Revenue sharing may typically be across joining & annual/renewal fee and spends using the cobranded credit card.