Discover how it fits your lifestyle

  • Travel Benefits

    Fuel savings delight

    Give ignition to your savings with up to 5% Savings (24 Reward Points per ₹150=4% Savings + 1% Fuel Surcharge Waiver) for fuel purchases at HPCL retail outlets, LPG purchases & through HP Pay App*.

    **1)HP Pay wallet load transactions do not qualify for Savings upto 5%.

    2) For payment using HP Pay App, kindly scan the QR code available at the respective HPCL petrol pumps via HP Pay App and make payment using credit card payment gateway option.

    3) Eligible only for transactions made from the list of MID's as authorized by HPCL and configured with BOBCARD. HPCL & BOBCARD will be the final authority and have the final say regarding MID's not identifiable by HPCL.

    4) Only HPCL fuel transactions reflecting with the store name and MID will be eligible for up to 5% Savings. For HPCL petrol pump locator, Click Here.

    Download HP Pay APP and enjoy - Additional 1.5% cashback per ₹100 as payback points on all fuel purchases through HP Pay App. 1 Payback Point = ₹0.25 paise

  • Travel Benefits

    Accelerated Rewards

    Shift to your shopping gear and avail up to 2% Savings (10 Reward Points for every ₹150 spent) on utility, grocery & departmental stores*. Get 2 Reward Points for every ₹150 spent on other categories.

  • Travel Benefits

    Movie & Travel Fun

    Fuel the wanderlust in you with

    4 Complimentary airport lounge access per year (1 per Quarter) at partner domestic lounges for primary cardholders. Know more

    Get 25% off up to ₹100 on the purchase of minimum 2 tickets per transaction at Paytm Movies^^.

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Power through every obstacle!.

Make every day an adventure with complimentary delights, privileges and rewards.

Apply Now

Just ₹499 joining & annual fee. Enjoy annual fee waiver on milestone spends.

Additional Benefits of HPCL ENERGIE

  • FeeWaiver

    Joining Bonus

    2000 Joining Bonus Reward Points on spends of ₹5000 or more within 60 days of card issuance*

  • FeeWaiver

    Fee Waiver

    Renewal fee waiver on annual spends of ₹50K in every anniversary year.

  • FeeWaiver

    Fuel Surcharge Waiver

    1% Fuel Surcharge waiver on all HPCL fuel transactions between ₹400-₹5000 including fuel purchases made through HP Pay App^

  • FeeWaiver

    Smart EMI Options

    Convert purchases of > ₹2,500/- on your card into Smart EMIs of 6 to 36 months.

*Reward Points will be credited within 60 days of eligible transaction. Accelerated Reward Points of 10RP & 24RP per ₹150 is capped at maximum 1000 Reward Points each per statement. 1 Reward Point = ₹0.25.
^Fuel surcharge waiver is capped at ₹100 per statement per credit card account. HP Pay Direct Debit and wallet load transactions do not qualify for accelerated Reward Points or fuel surcharge waiver. The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction. Eligible fuel transaction amount to qualify for 1% surcharge waiver is inclusive of the GST & surcharge levied by the acquiring bank after the transaction.
^^This benefit can be availed up to two times per month on Paytm movies per primary cardholder.
**Benefit offered by HPCL: Only applicable at HPCL retail outlets. Valid for existing as well as new customers. Payback points earned on HP Pay App need to be redeemed by registering on the payback website www.payback.in
UPI transactions are eligible only for core Reward Points. Maximum of 500 Reward Points can be earned in a Statement cycle on UPI spends. UPI transactions do not qualify for joining rewards and annual fee waiver.

*Reward Points will be credited within 60 days of eligible transaction. Accelerated Reward Points of 10RP & 24RP per ₹150 is capped at maximum 1000 Reward Points each per statement. 1 Reward Point = ₹0.25.
^Fuel surcharge waiver is capped at ₹100 per statement per credit card account. HP Pay Direct Debit and wallet load transactions do not qualify for accelerated Reward Points or fuel surcharge waiver. The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction. Eligible fuel transaction amount to qualify for 1% surcharge waiver is inclusive of the GST & surcharge levied by the acquiring bank after the transaction.
^^This benefit can be availed up to two times per month on Paytm movies per primary cardholder.
**Benefit offered by HPCL: Only applicable at HPCL retail outlets. Valid for existing as well as new customers. Payback points earned on HP Pay App need to be redeemed by registering on the payback website www.payback.in
UPI transactions are eligible only for core Reward Points. Maximum of 500 Reward Points can be earned in a Statement cycle on UPI spends. UPI transactions do not qualify for joining rewards and annual fee waiver.

Application Guidelines

Understand just what you need, before you begin our easy and simple 3-step application process.

1

Eligibility Criteria

• Indian Resident
• Age: 21 to 65 years (Primary Cardholder). Above 18 years (Add-on Cardholder)

If a Non-BOB Customer:
• Salaried: Annual Income to be >= ₹3.6 L
• Self-Employed: Annual Income to be >= ₹4.8 L

If a BOB Customer:
• Salaried or Self-Employed: Annual Income to be >= ₹2.4 L

2

Mandatory Proof

• Recent Passport size photograph (with clear / white background & without dark / tinted glass)
• PAN Card 

3

Permanent Address Proof 

• Aadhaar Card (both side)
• Voter ID Card issued by election commission of India
• Passport 
• Driving Licence 
• Job Card issued by NREGA duly signed by an officer of the State Government 
• Letter issued by the National Population Register containing details of the name & address
• If Present address is different from Permanent Address, Click Here

4

Income Proof

• Salaried: Bank Statement reflecting salary credit for last 2 months. Salary Slips,if submitted, to be accompanied with bank statement as specified above.

• Self-Employed: Bank Statement (pdf file format) reflecting business transactions for last 3 months.

• CAC: Latest Card Statement

Go Full Tank on Happiness

Make fuel purchases easier on your pocket with up to 80 Litres FREE Fuel every year, only with your HPCL ENERGIE. Apply digitally in just 3 simple steps! Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC

Apply Now

Make fuel purchases easier on your pocket with up to 80 Litres FREE Fuel every year, only with your HPCL ENERGIE. Apply digitally in just 3 simple steps! Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC

Apply Now