Discover how it fits your lifestyle
Everyday Shopping Rewards*
5X i.e. 5 Reward Points for every ₹100 spent on Grocery, Departmental Stores & Movie.* 1 Reward Point for every ₹100 spent on others.
Fuel Surcharge Waiver**
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
No Reward Points are earned on fuel transactions.
Multiple Redemption Options
Redeem your reward points as cashback. All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.25
Smart EMI option
Convert purchase of > ₹2,500/- on your card into easy EMIs of 6 to 36 months
For the ones who makes the best out of life.
Custom-tailored for the Nainital bank customers with shopping rewards
Apply NowZero Joining Fee, ₹250 Annual Fee. Enjoy annual fee waiver on milestone spends
Additional Benefits with RENAISSANCE
Free add-on card
Get up to three lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18).
Complimentary insurance cover
Get a free Personal Accidental Death Cover to ensure your family's financial protection. Air: ₹15 Lakhs and Non-Air: ₹5 Lakhs.
Interest free credit facility
Avail up to 50 days of interest-free credit from any purchase date.
Revolving credit facility
Pay Minimum Amount Due and finance your spends as per your convenience
*5X Rewards are capped at 1,000 Reward Points on the mentioned categories per statement. Further spending on these categories will earn Reward Points at the regular rate per statement cycle.
**The GST component is not reversed. The fuel surcharge rate may vary depending on the fuel station and acquiring bank, fuel spend will not generate Reward point. The acquiring bank provides the terminal to the merchant levied the surcharge. The value of the fuel transaction on the charge slip will differ from the credit card statement since the acquiring bank levied the fuel surcharge, and GST on the same is levied by the acquiring bank after the transaction.
***Please note - Annual fee waiver is applicable only to non-delinquent credit cardholders.
UPI transactions are eligible only for core Reward Points. A maximum of 500 Reward Points can be earned in a Statement cycle on UPI spends. UPI transactions do not qualify for bonus rewards.
^The arrangements between BOBCARD and cobrand partners may involve sharing of revenue between BOBCARD and the respective cobrand partner as per agreed terms between both the parties.
*5X Rewards are capped at 1,000 Reward Points on the mentioned categories per statement. Further spending on these categories will earn Reward Points at the regular rate per statement cycle.
**The GST component is not reversed. The fuel surcharge rate may vary depending on the fuel station and acquiring bank, fuel spend will not generate Reward point. The acquiring bank provides the terminal to the merchant levied the surcharge. The value of the fuel transaction on the charge slip will differ from the credit card statement since the acquiring bank levied the fuel surcharge, and GST on the same is levied by the acquiring bank after the transaction.
***Please note - Annual fee waiver is applicable only to non-delinquent credit cardholders.
UPI transactions are eligible only for core Reward Points. A maximum of 500 Reward Points can be earned in a Statement cycle on UPI spends. UPI transactions do not qualify for bonus rewards.
^The arrangements between BOBCARD and cobrand partners may involve sharing of revenue between BOBCARD and the respective cobrand partner as per agreed terms between both the parties.
Application Guidelines
Understand just what you need, before you begin our easy and simple 3-step application process.
1
Eligibility Criteria
• Indian Resident
• Age: 21 to 65 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
• Corporate must hold following Bank of Baroda relationship:
1.CC/OD relationship
2.Current Account relationship
3.Fixed Deposit relationship
Sole proprietorships are not eligible.
2
Mandatory Proof
• Recent Passport size photograph (with clear / white background & without dark / tinted glass)
• PAN Card
3
Permanent Address Proof
• Aadhaar Card (both side)
• Voter ID Card issued by election commission of India
• Passport
• Driving Licence
• Job Card issued by NREGA duly signed by an officer of the State Government
• Letter issued by the National Population Register containing details of the name & address
• If Present address is different from Permanent Address, Click Here
4
Income Proof
A.Staff: Any of the below:
i. Emp ID, or
ii. Latest Visiting Card with Designation, or
iii. Latest Salary Slip
B. Salaried:
• Bank statement reflecting salary credited for last 2 months
• Salary Slips, if submitted to be accompanied with bank statement as specified above
C. Self-Employed: Latest ITR
D. Asset Customers of the Bank : Copy of Loan Sanction letter duly signed by bank official with branch stamp and seal
Live a rewarding life, everyday!
Custom-tailored for the Nainital bank customers with shopping rewards. RENAISSANCE has been designed so you can make everyday purchases with real rewards. Apply digitally in just 3 simple steps! Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC
Apply NowCustom-tailored for the Nainital bank customers with shopping rewards. RENAISSANCE has been designed so you can make everyday purchases with real rewards. Apply digitally in just 3 simple steps! Fill Online Application form > E-sign using Aadhaar > Verify your identity via Video KYC
Apply Now