*5X Rewards are capped at 1,000 Reward Points on the mentioned categories per statement. Further spending on these categories will earn Reward Points at the regular rate per statement cycle. Reward program is not applicable on select MCCs and Fuel. Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and
Conditions. Reward points can be redeemed as cashback @₹0.25 per reward point.**The GST component is not reversed. The fuel surcharge rate may vary depending on the fuel station and acquiring bank, fuel spend will not generate Reward point. The acquiring bank provides the terminal to the merchant levied the surcharge. The value of the fuel transaction on the charge slip will differ from the credit card statement since the acquiring bank levied the fuel surcharge, and GST on the same is levied by the acquiring bank after the transaction.
***Please note - Annual fee waiver is applicable only to non-delinquent credit cardholders.
UPI transactions are eligible only for core Reward Points. A maximum of 500 Reward Points can be earned in a Statement cycle on UPI spends. UPI transactions do not qualify for bonus rewards.
^The arrangements between BOBCARD and cobrand partners may involve sharing of revenue between BOBCARD and the respective cobrand partner as per agreed terms between both the parties.