Discover how it fits your lifestyle

  • Travel Benefits

    Accelerated Rewards

    Shopping delights to add more value to your money. *Earn 5X Rewards i.e. 5 Reward Points per ₹100 spent on dining, online & utility bills.

  • Travel Benefits

    Travel Benefits

    Enhance your airport experiences with 12 complimentary access passes (3 per quarter) at a long list of partner domestic airport lounges.
    EXCLUSIVE Mastercard Holders – Click Here to know more
    EXCLUSIVE RuPay Card Holders – Click Here to know more
    Save on international spends with 2% Reduced Forex mark-up.

  • Travel Benefits

    Fitness & Frolic

    Get a fit welcome gift and keep your health in check with a complimentary 6-months Fitpass Pro Membership worth ^ ₹15,000. Click Here to Know More.

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For the ICAI professional who seeks more to yield from.

Experience unmatched benefits designed and tailored exclusively for ICAI members, with world-class privileges and delightful saving opportunities.

Apply Now

ZERO Joining & Annual Fees.

Additional Benefits of ICAI EXCLUSIVE

  • FeeWaiver

    Milestone Rewards

    Earn 1,000 reward points on transacting with your card within 30 days of issuance & an additional 4,000 reward points every quarter, on spending more than ₹1Lac or your card's credit limit.(whichever is higher)

  • FeeWaiver

    Fuel Surcharge Waiver

    1% fuel surcharge waiver** at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
    Note: No Reward Points are earned on fuel transactions.

  • FeeWaiver

    Core Reward Points

    1 Reward Point per ₹100 spent on all other categories

  • FeeWaiver

    Redeem reward points for cashback

    Redeem your reward points as cashback. All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹0.25

*Please note that 5X Rewards are capped at 1000 Reward Points on the mentioned categories per statement cycle. Further spends in that statement cycle on these categories will earn Reward Points at the regular earn rate. Refer to Reward Points related important terms and conditions on MITC Section of the website.


**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction. Fuel Transaction will not earn reward point.


UPI transactions are eligible only for core Reward Points. A maximum of 500 Reward Points can be earned in a Statement cycle on UPI spends. UPI transactions do not qualify for bonus rewards.


^Benefit Expiry Date: 60 days from the Card Issuance date. Benefits are applicable on the Primary Card only.

*Please note that 5X Rewards are capped at 1000 Reward Points on the mentioned categories per statement cycle. Further spends in that statement cycle on these categories will earn Reward Points at the regular earn rate. Refer to Reward Points related important terms and conditions on MITC Section of the website.


**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction. Fuel Transaction will not earn reward point.


UPI transactions are eligible only for core Reward Points. A maximum of 500 Reward Points can be earned in a Statement cycle on UPI spends. UPI transactions do not qualify for bonus rewards.


^Benefit Expiry Date: 60 days from the Card Issuance date. Benefits are applicable on the Primary Card only.

Application Guidelines

Understand just what you need, before you begin our easy and simple 3-step application process.

1

Eligibility Criteria

• All eligible & active members of ICAI
i. If Salaried, Salary Income >= ₹3.6 Lacs p.a. (Gross)
ii. If Self-employed,  ITR >= ₹3 Lacs p.a. 

• Age: 21 to 75 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
• Resident of India

2

Documents Required

• KYC Documents
• PAN card photocopy
• Photocopy of ICAI Membership Card
• Latest Salary Slip/ Latest ITR OR (in case you have any other credit card, a copy of the same along with latest bill statement)
• Current Residence Proof
1 Recent Passport-size Photograph

By finance experts, for finance experts.

Sounds like something you need? ICAI EXCLUSIVE Apply digitally for ICAI Exclusive in just 3 simple steps! Fill online application form > E-sign using Aadhaar > Verify your identity via Video KYC

Apply Now

Sounds like something you need? ICAI EXCLUSIVE Apply digitally for ICAI Exclusive in just 3 simple steps! Fill online application form > E-sign using Aadhaar > Verify your identity via Video KYC

Apply Now